Life Insurance in and around Morro Bay
Protection for those you care about
What are you waiting for?

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Your Life Insurance Search Is Over
Do you know what funerals cost these days? Most people aren't aware that the mean cost of a funeral in this country is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If your loved ones cannot come up with that much money, they may experience financial hardship in the wake of your passing. With a life insurance policy from State Farm, your family can be okay, even without your income. Whether it pays off debts, keeps paying for your home or maintains a current standard of living, the life insurance you choose can be there when it’s needed most by your loved ones.
Protection for those you care about
What are you waiting for?

State Farm Can Help You Rest Easy
And State Farm Agent Karen Perlette is ready to help design a policy to meet you specific needs, whether you want level or flexible payments with coverage designed to last a lifetime or coverage for a specific number of years. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.
State Farm offers a great option for a person who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be of good use by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For a free quote on Guaranteed Issue Final Expense, contact Karen Perlette, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
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Simple Insights®
What to consider when choosing a beneficiary for life insurance or other financial accounts
What to consider when choosing a beneficiary for life insurance or other financial accounts
Learn what factors to consider when choosing a life insurance beneficiary or a beneficiary for other financial accounts.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

Karen Perlette
State Farm® Insurance Agent
Simple Insights®
What to consider when choosing a beneficiary for life insurance or other financial accounts
What to consider when choosing a beneficiary for life insurance or other financial accounts
Learn what factors to consider when choosing a life insurance beneficiary or a beneficiary for other financial accounts.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.