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Life Insurance in and around Morro Bay

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State Farm® #1 in customer satisfaction among life insurance providers 5 years in a row.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Check Out Life Insurance Options With State Farm

One of the greatest ways you can protect your loved ones is by taking the steps to be prepared. As uneasy as considering this may make you feel, it's a good idea to make sure you have life insurance to prepare for the unexpected.

Protection for those you care about

What are you waiting for?

Life Insurance You Can Trust

Choosing the right life insurance coverage is made easier when you work with State Farm Agent Karen Perlette. Karen Perlette is the caring person you need to consider all your life insurance needs. So if death comes, the beneficiary you designate in your policy will help your family or your partner with meeting important needs such as college tuition, phone bills and home repair costs. And you can rest easy knowing that Karen Perlette can help you submit your claim so the death benefit is presented quickly and properly.

When you and your family are insured by State Farm, you might relax because even if life doesn't go right, your loved ones may be covered. Call or go online now and see how State Farm agent Karen Perlette can help you protect your future.

Have More Questions About Life Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Life insurance at every age

If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Simple Insights®

Life insurance at every age

If you’re wondering what age to get life insurance, there’s no better time than today. Let’s explore how your life insurance needs may differ by age.

Cover two people with one policy, often at lower cost

Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.