Life Insurance in and around Morro Bay
Protection for those you care about
Now is the right time to think about life insurance

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It's Never Too Soon For Life Insurance
No one likes to focus on death. But taking the time now to plan a life insurance policy with State Farm is a way to show care to your loved ones if the worst happens.
Protection for those you care about
Now is the right time to think about life insurance

Why Morro Bay Chooses State Farm
Choosing the right life insurance coverage is made easier when you work with State Farm Agent Karen Perlette. Karen Perlette is the compassionate representative you need to consider all your life insurance needs. So if you're gone, the beneficiary you designate in your policy will help the ones you hold dear or your loved ones with matters such as childcare costs, car payments and retirement contributions. And you can rest easy knowing that Karen Perlette can help you submit your claim so the death benefit is given quickly and properly.
Don’t let the unexpected about your future make you unsettled. Contact State Farm Agent Karen Perlette today and find out how you can rest easy with State Farm life insurance.
Have More Questions About Life Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Benefits of owning a life insurance policy to cover your final expenses
Benefits of owning a life insurance policy to cover your final expenses
Final expense insurance (or burial insurance) can help relieve the burden of funeral planning. We'll explore details of guaranteed issue life insurance.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Karen Perlette
State Farm® Insurance Agent
Simple Insights®
Benefits of owning a life insurance policy to cover your final expenses
Benefits of owning a life insurance policy to cover your final expenses
Final expense insurance (or burial insurance) can help relieve the burden of funeral planning. We'll explore details of guaranteed issue life insurance.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.