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Auto Insurance in and around Morro Bay

Would you like to create a personalized auto quote?

Insure For Smooth Driving

All the different deductibles and coverage options can be a lot to think about. Like a good neighbor, agent Karen Perlette is here to help you explore State Farm's terrific auto insurance options that set them apart.

Looking for great auto insurance around the Morro Bay area?

All roads lead to State Farm

Protect Your Ride

Terrific insurance as well as multiple savings options are all offered with State Farm. Your coverage can include medical payments coverage, comprehensive coverage or uninsured motor vehicle coverage, while your savings options can range from an anti-theft discount, Steer Clear® or a newer vehicle safety features discount. State Farm agent Karen Perlette can answer any questions and confirm the specific options that may be right for you.

This straightforward service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. A policy written with the comprehensive coverage State Farm offers means you can be confident if mishaps occur. Agent Karen Perlette can be there to help you submit your claim. State Farm has you covered.

Have More Questions About Auto Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

Simple Insights®

What drivers should be ready to do if they are pulled over

Getting pulled over by a police officer can be stressful and scary, especially if you're not sure how to handle the situation. Read these tips to be prepared.

The real costs of a non-moving or moving violation

Critical driving errors may end up draining your bank account and your free time. States vary in how they punish those mistakes and missteps, and it's helpful to know what's at stake.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized auto quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

What drivers should be ready to do if they are pulled over

Getting pulled over by a police officer can be stressful and scary, especially if you're not sure how to handle the situation. Read these tips to be prepared.

The real costs of a non-moving or moving violation

Critical driving errors may end up draining your bank account and your free time. States vary in how they punish those mistakes and missteps, and it's helpful to know what's at stake.