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Auto Insurance in and around Morro Bay

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Your Auto Insurance Search Is Over

We all have a usual routine for everyday life. We drive to violin lessons, lunch meetings, book clubs and social gatherings. We go from one thing to the next and back again, almost automatically… until the unexpected happens: things like collisions, darting deer, flying objects, and more.

Morro Bay's first choice car insurance is right here

Let’s get this coverage on the road

Protect Your Ride

The right options may look different for everyone, but the provider can be the same. From collision coverage and comprehensive coverage to savings like a newer vehicle safety features discount and accident-free driving record savings, State Farm really shifts these options into gear.

Morro Bay drivers, are you ready to explore what the insurer of over 44 million auto policies in the United States can do for you? Visit State Farm Agent Karen Perlette today.

Have More Questions About Auto Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

Simple Insights®

Preventing backovers and rearview safety

Backover deaths usually happen near the home and tragically, involve children. What every driver needs to know to help prevent backover deaths.

Understanding your car rental reimbursement coverage: what to know

Understand your auto policy and how rental reimbursement coverage could be a beneficial addition to your insurance plan.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized auto quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

Preventing backovers and rearview safety

Backover deaths usually happen near the home and tragically, involve children. What every driver needs to know to help prevent backover deaths.

Understanding your car rental reimbursement coverage: what to know

Understand your auto policy and how rental reimbursement coverage could be a beneficial addition to your insurance plan.