Auto Insurance in and around Morro Bay
The Morro Bay area's top choice for car insurance
Insurance that won't drive you up a wall

Would you like to create a personalized auto quote?
Be Ready For The Road Ahead
Why choose Karen Perlette for your auto insurance needs? You want an agent who is not only a resource in the field, but is also your personal representative. With State Farm, Morro Bay drivers can choose a protection plan personalized for their unique needs, all backed by a top provider of auto insurance.
The Morro Bay area's top choice for car insurance
Insurance that won't drive you up a wall

Auto Coverage Options To Fit Your Needs
But not only is the coverage great with State Farm, there are also multiple options to save. This can range from safe driver savings like accident-free driving record savings to safe vehicle discounts like an anti-theft discount. You could even be eligible for more than one of these options! State Farm agent Karen Perlette would love to explain which you may be eligible for and help you create a flexible policy that's right for you.
This can include coverage for a variety of situations and vehicles, too, like teen driver coverage, rental car coverage or antique or classic cars. And the benefits of State Farm don't stop there! When the unexpected happens, you can be sure to receive considerate straightforward care from State Farm agent Karen Perlette. Visit Karen Perlette's office today!
Have More Questions About Auto Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
Simple Insights®
Ways to help with teen driving safety
Ways to help with teen driving safety
Teenage speeding is a major problem, causing fatal car accidents throughout the US. These driving tips can help prevent speeding and help teens drive safer.
Staying safe at railroad crossings
Staying safe at railroad crossings
It may be tempting to accelerate or drive across the railroad tracks against the signal but the risk is too high. Use common sense.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Ways to help with teen driving safety
Ways to help with teen driving safety
Teenage speeding is a major problem, causing fatal car accidents throughout the US. These driving tips can help prevent speeding and help teens drive safer.
Staying safe at railroad crossings
Staying safe at railroad crossings
It may be tempting to accelerate or drive across the railroad tracks against the signal but the risk is too high. Use common sense.