Auto Insurance in and around Morro Bay
Morro Bay! Are you ready to hit the road with auto insurance from State Farm?
Take a drive, safely

Would you like to create a personalized auto quote?
You've Got Places To Be. Let Us Help!
Daily routines keep all of us on the go. We drive to baseball practice, social gatherings, book clubs and lunch meetings. We go from one thing to the next and back again, almost automatically… until the unexpected happens: things like hailstorms, falling objects, flying objects, and more.
Morro Bay! Are you ready to hit the road with auto insurance from State Farm?
Take a drive, safely

Your Quest For Auto Insurance Is Over
The right options may look different for everyone, but the provider can be the same. From medical payments coverage and collision coverage to savings like Drive Safe & Save™ and an older vehicle passive restraint safety feature discount, State Farm really shifts these options into gear.
Morro Bay drivers, are you ready to see what the largest auto insurer in the United States can do for you? Get in touch with State Farm Agent Karen Perlette today.
Have More Questions About Auto Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
Simple Insights®
Driving in fog
Driving in fog
Learn how to drive in the fog with these tips. Driving safely in dense fog requires being vigilant, minimizing distractions and slowing down.
How to prevent car theft
How to prevent car theft
Tips to help prevent car theft and auto break-ins, including car alarm, VIN etching, smart keys and more.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Driving in fog
Driving in fog
Learn how to drive in the fog with these tips. Driving safely in dense fog requires being vigilant, minimizing distractions and slowing down.
How to prevent car theft
How to prevent car theft
Tips to help prevent car theft and auto break-ins, including car alarm, VIN etching, smart keys and more.