Auto Insurance in and around Morro Bay
Looking for great auto insurance around the Morro Bay area?
Take a drive, safely

Would you like to create a personalized auto quote?
Be Ready For The Road Ahead
With State Farm, you can have confidence that your auto policy is reliable and dependable. With many savings programs like Multiple Automobiles and Safe Driver Program, you could maximize your eligible savings. Not sure which savings options can make a difference for you? Karen Perlette can help you with a personalized quote.
Looking for great auto insurance around the Morro Bay area?
Take a drive, safely

Great Coverage For Every Insurable Vehicle
With State Farm, get revved up for wonderful auto coverage and savings options like uninsured motor vehicle coverage non-owned auto coverage, accident-free driving record savings the good driver discount, and more!
But the coverage doesn’t stop there. Did you know State Farm also covers kayaks, trail bikes, go-carts and golf carts?! With State Farm Agent Karen Perlette, a policy can be personalized for your assortment of vehicles as well as your situational needs to include options like Emergency Roadside Service (ERS) coverage and car rental insurance.
Have More Questions About Auto Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.
Simple Insights®
Getting off to the right start: Auto insurance for foreign drivers
Getting off to the right start: Auto insurance for foreign drivers
If you are visiting the U.S. or are an immigrant that recently arrived in the country, car insurance will be essential in order for you to drive.
Run-flat tires pros and cons
Run-flat tires pros and cons
Learn more about run-flat tires, their durability and the pros and cons.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Getting off to the right start: Auto insurance for foreign drivers
Getting off to the right start: Auto insurance for foreign drivers
If you are visiting the U.S. or are an immigrant that recently arrived in the country, car insurance will be essential in order for you to drive.
Run-flat tires pros and cons
Run-flat tires pros and cons
Learn more about run-flat tires, their durability and the pros and cons.