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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Insure Your Home With State Farm's Homeowners Insurance

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and your precious belongings. In the event of vandalism or falling trees, you may have damage to some of your possessions in addition to damage to the home itself. Without adequate coverage, the cost of replacing your items could fall on you. Some of your valuables can be covered if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

If walls could talk, Morro Bay, they would tell you to get State Farm's homeowners insurance.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Why Homeowners In Morro Bay Choose State Farm

Navigating the unexpected is made easy with State Farm. Here you can construct a personalized policy or file a claim with the help of agent Karen Perlette. Karen Perlette will make sure you get the personalized, reliable care that you and your home needs.

Now that you're convinced that State Farm homeowners insurance should be your next move, contact Karen Perlette today to get started!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Ways to go green at home

Part of being a good neighbor is taking care of the world around you. We share ways to go green at home and offer low-waste living tips.

Pet hazards

If you take a look around your space, you will likely find household items dangerous for dogs & things toxic to cats. Help protect your pet with these tips.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Ways to go green at home

Part of being a good neighbor is taking care of the world around you. We share ways to go green at home and offer low-waste living tips.

Pet hazards

If you take a look around your space, you will likely find household items dangerous for dogs & things toxic to cats. Help protect your pet with these tips.