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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

With State Farm's Insurance, You Are Home

Home is where memories are created family gathers, and you're protected with State Farm's homeowners insurance. It just makes sense.

Looking for homeowners insurance in Morro Bay?

Apply for homeowners insurance with State Farm

Agent Karen Perlette, At Your Service

State Farm's homeowners insurance guards your home and your collectibles. Agent Karen Perlette is here to help develop a policy with your specific needs in mind.

Don't let your homeowners insurance go over your head, especially when the accidental occurs. State Farm can bear the load of helping you get the home coverage you need. And if that's not enough, bundle and save could be the crown molding to your coverage options. Contact Karen Perlette today for more information!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Water in the basement

Help reduce sewer or drain losses in your basement by checking drainage, reducing backflow and installing a sump pump.

What is an impact-resistant roof?

Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Water in the basement

Help reduce sewer or drain losses in your basement by checking drainage, reducing backflow and installing a sump pump.

What is an impact-resistant roof?

Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.