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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Insure Your Home With State Farm's Homeowners Insurance

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and your precious belongings. If you experience a fire or falling trees, you could have damage to some of your belongings beyond damage to the home itself. If your belongings are not insured, the cost of replacing your items could fall on you. Some of your valuables can be protected from theft or loss outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.

Morro Bay, make sure your house has a strong foundation with coverage from State Farm.

Help protect your home with the right insurance for you.

Open The Door To The Right Homeowners Insurance For You

State Farm Agent Karen Perlette is ready to help you handle the unexpected with excellent coverage for your home insurance needs. Such attentive service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Karen Perlette can help you submit your claim. Find your home sweet home with State Farm!

Contact State Farm Agent Karen Perlette today to explore how a well known name for homeowners insurance can help protect your house here in Morro Bay, CA.

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What causes household mold?

Here are ways to cleanup and prevent household mold.

Help save trees from the emerald ash borer

This pest can kill your ash trees if given the chance, so learn more about identifying and staving off emerald ash borers.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What causes household mold?

Here are ways to cleanup and prevent household mold.

Help save trees from the emerald ash borer

This pest can kill your ash trees if given the chance, so learn more about identifying and staving off emerald ash borers.