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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

What's More Important Than A Secure Home?

With your home protected by State Farm, you never have to fret. We can help you make sure that in the event of damage from the unpredictable vandalism or hail storm, you have the coverage you need.

Morro Bay, make sure your house has a strong foundation with coverage from State Farm.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Karen Perlette, At Your Service

State Farm Agent Karen Perlette is ready to help you navigate life’s troubles with dependable coverage for your home insurance needs. Such personalized service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If the unexpected happens, Karen Perlette can help you submit your claim. Find your home sweet home with State Farm!

Morro Bay, CA, it's time to open the door to secure coverage. State Farm agent Karen Perlette is here to assist you in getting started. Reach out today!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What causes household mold?

Here are ways to cleanup and prevent household mold.

Help protect your home against common causes of house fires

Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

What causes household mold?

Here are ways to cleanup and prevent household mold.

Help protect your home against common causes of house fires

Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.