Homeowners Insurance in and around Morro Bay
If walls could talk, Morro Bay, they would tell you to get State Farm's homeowners insurance.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
What's More Important Than A Secure Home?
Your house isn't a home unless your protected with State Farm. This great, secure homeowners insurance will help you protect what you value most.
If walls could talk, Morro Bay, they would tell you to get State Farm's homeowners insurance.
The key to great homeowners insurance.

Agent Karen Perlette, At Your Service
You’ll get that and more with State Farm homeowner’s insurance. State Farm has coverage options to keep your most personal possessions safe. You’ll get a policy that’s adjusted to fit your specific needs. Thank goodness that you won’t have to figure that out alone. With empathy and excellent customer service, Agent Karen Perlette can walk you through every step to provide you with coverage that guards your home and everything you’ve invested in.
Don't let your homeowners insurance go over your head, especially when the unexpected happens. State Farm can bear the load of helping you figure out what works for your home insurance needs. And if that's not enough, bundle and save could be the crown molding to your coverage options. Contact Karen Perlette today for more information!
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.