Homeowners Insurance in and around Morro Bay
A good neighbor helps you insure your home with State Farm.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
Your house isn't a home unless your protected with State Farm. This excellent, secure homeowners insurance will help you protect what you value most.
A good neighbor helps you insure your home with State Farm.
Give your home an extra layer of protection with State Farm home insurance.

Homeowners Insurance You Can Trust
Are you looking for a policy that can help insure both your home and your possessions? State Farm agent Karen Perlette's team is happy to help you generate a plan that's right for your needs.
More homeowners choose State Farm® as their home insurance company over any other insurer. Morro Bay homeowners, are you ready to check out what a company that helps customers by handling thousands of claims each day can do for you? Visit State Farm Agent Karen Perlette today.
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Why should I consider doing home insurance reviews annually?
Why should I consider doing home insurance reviews annually?
You should review your home insurance coverage regularly to ensure you are properly covered. Here are some tips to have a good insurance review.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Why should I consider doing home insurance reviews annually?
Why should I consider doing home insurance reviews annually?
You should review your home insurance coverage regularly to ensure you are properly covered. Here are some tips to have a good insurance review.