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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

With State Farm's Insurance, You Are Home

You want your home to be a place to slow down after a stressful day at work. That doesn't happen when you're worrying about getting your lawn mowed, and especially if your home isn't covered. That's why you need us at State Farm, so all you have to worry about is the first part.

Looking for homeowners insurance in Morro Bay?

Give your home an extra layer of protection with State Farm home insurance.

Why Homeowners In Morro Bay Choose State Farm

Karen Perlette can walk you through the whole coverage process, step by step. You can have a straightforward experience to get coverage options for everything that’s meaningful to you. We’re talking about more than just protection for your furniture, clothing, and electronics. Protect your family keepsakes—like pictures and souvenirs. Protect your hobbies and interests—like sports equipment and videogame systems. And Agent Karen Perlette can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.

When your Morro Bay, CA, home is covered by State Farm, even if life doesn't go right, your most valuable asset can be protected! Call or go online today and find out how State Farm agent Karen Perlette can help meet your home insurance needs.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Home buying mistakes and how to avoid them

Avoid making these home buying mistakes whether you are a first time home owner or a veteran home buyer.

Home buying myths busted

Whether you've never owned a home or you're an experienced home buyer, don't let these common home buying myths deter you from finding the right home for you.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Home buying mistakes and how to avoid them

Avoid making these home buying mistakes whether you are a first time home owner or a veteran home buyer.

Home buying myths busted

Whether you've never owned a home or you're an experienced home buyer, don't let these common home buying myths deter you from finding the right home for you.