Homeowners Insurance in and around Morro Bay
Looking for homeowners insurance in Morro Bay?
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
With your home insured by State Farm, you never have to be anxious. We can help you make sure that in the event of damage from the unpredictable tornado or fire, you have the coverage you need.
Looking for homeowners insurance in Morro Bay?
Give your home an extra layer of protection with State Farm home insurance.

Agent Karen Perlette, At Your Service
If you're worried about handling the unexpected or just want to be prepared, State Farm's high-quality coverage is right for you. Building a policy that works for you is not the only aspect that agent Karen Perlette can help you with. Karen Perlette is also equipped to assist you in filing a claim if something does happen.
Now that you're convinced that State Farm homeowners insurance should be your next move, get in touch with Karen Perlette today to find out next steps!
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Home buying mistakes and how to avoid them
Home buying mistakes and how to avoid them
Avoid making these home buying mistakes whether you are a first time home owner or a veteran home buyer.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Home buying mistakes and how to avoid them
Home buying mistakes and how to avoid them
Avoid making these home buying mistakes whether you are a first time home owner or a veteran home buyer.