Homeowners Insurance in and around Morro Bay
Looking for homeowners insurance in Morro Bay?
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
Welcome Home, With State Farm Insurance
Home is where family gathers laundry is continuous, and you're protected with State Farm's homeowners insurance. It just makes sense.
Looking for homeowners insurance in Morro Bay?
Give your home an extra layer of protection with State Farm home insurance.

Don't Sweat The Small Stuff, We've Got You Covered.
State Farm's homeowners insurance safeguards your home and your valuables. Agent Karen Perlette is here to help generate a plan with your specific needs in mind.
Don't let your homeowners insurance go over your head, especially when the accidental happens. State Farm can bear the load of helping you put together the right home policy. And if that's not enough, bundle and save could be the crown molding to your coverage options. Contact Karen Perlette today for more information!
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Help prevent accidents and disasters by knowing the risks, knowing what to watch out for and by following the steps for safe grilling.
Insurance issues to consider when hosting a house party
Insurance issues to consider when hosting a house party
Having the right amount of insurance can help protect you when you're hosting a party. Use these tips to make sure you're covered.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Chillin’ and grillin’: Check out our safety tips for outdoor grilling with charcoal and gas
Help prevent accidents and disasters by knowing the risks, knowing what to watch out for and by following the steps for safe grilling.
Insurance issues to consider when hosting a house party
Insurance issues to consider when hosting a house party
Having the right amount of insurance can help protect you when you're hosting a party. Use these tips to make sure you're covered.