Homeowners Insurance in and around Morro Bay
Morro Bay, make sure your house has a strong foundation with coverage from State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
What's More Important Than A Secure Home?
With your home protected by State Farm, you never have to fret. We can help you make sure that in the event of damage from the unpredictable vandalism or hail storm, you have the coverage you need.
Morro Bay, make sure your house has a strong foundation with coverage from State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Karen Perlette, At Your Service
State Farm Agent Karen Perlette is ready to help you navigate life’s troubles with dependable coverage for your home insurance needs. Such personalized service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If the unexpected happens, Karen Perlette can help you submit your claim. Find your home sweet home with State Farm!
Morro Bay, CA, it's time to open the door to secure coverage. State Farm agent Karen Perlette is here to assist you in getting started. Reach out today!
Have More Questions About Homeowners Insurance?
Call Karen at (805) 772-7363 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What causes household mold?
What causes household mold?
Here are ways to cleanup and prevent household mold.
Help protect your home against common causes of house fires
Help protect your home against common causes of house fires
Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
What causes household mold?
What causes household mold?
Here are ways to cleanup and prevent household mold.
Help protect your home against common causes of house fires
Help protect your home against common causes of house fires
Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.