Skip to content
Español
Call
Text

Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

Insure Your Home With State Farm's Homeowners Insurance

When you’ve worked a long shift, there’s nothing better than coming home. Home is where you laugh and play, wind down, and unwind. It’s where you build a life with the ones you love.

Protect what's important from the unexpected.

The key to great homeowners insurance.

Safeguard Your Greatest Asset

Karen Perlette can walk you through the whole coverage process, step by step. You can have a no-nonsense experience to get coverage options for everything that’s meaningful to you. We’re talking about more than just protection for your furnishings, swing sets, and linens. Protect your family keepsakes—like collectibles and souvenirs. Protect your hobbies and interests—like videogame systems and tools. And Agent Karen Perlette can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or carry multiple lines of State Farm insurance, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.

It's always the right move to protect your home and valuables with State Farm. Then, you won't have to worry about the unforeseen tornado damage to your property. Contact Karen Perlette today to learn more about your options or ask how to bundle and save!

Have More Questions About Homeowners Insurance?

Call Karen at (805) 772-7363 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to get rid of fruit flies in a few easy steps

Fruit flies can infest your drains, trash cans and house plants. These steps can help keep fruit flies away from your home.

Tips for renting a storage unit

Tips for selecting a rental storage unit, packing personal possessions, insurance for storage and how do storage units work.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to get rid of fruit flies in a few easy steps

Fruit flies can infest your drains, trash cans and house plants. These steps can help keep fruit flies away from your home.

Tips for renting a storage unit

Tips for selecting a rental storage unit, packing personal possessions, insurance for storage and how do storage units work.