Skip to content
Call
Text

Boat Insurance in and around Morro Bay

Be Prepared For Rough Waters

The houseboat you've been wanting is finally tied to your private dock. Let us help you ensure that your much loved vessel stays that way. When the unthinkable happens, we've got your back (or rather, your boat)!

Morro Bay's first choice for boat insurance is right here

Time to leave the dock, safely

Don't Be A Land Lubber, Cover Your Vessel With State Farm

There is no reason to worry when you are covered with State Farm's great boat insurance. Reaching anything from your boat to seat cushions, there are a variety of options that your State Farm agent Karen Perlette can help you understand.

Keep your vessel in ship shape when the unanticipated capsizing happens with State Farm's boat insurance coverage, including emergency service, wreck removal and more! There are also various optional coverages, like boat rented to others and uninsured/underinsured watercraft coverage, which may be useful amid the choppy wake of life. To learn more or for a free quote, call Karen Perlette today!

Simple Insights®

Boating safety tips

Boat safety starts with these simple safety precautions, such as taking a boat safety course and having boat safety equipment on board.

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappeareances. Read more about reporting.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

Boating safety tips

Boat safety starts with these simple safety precautions, such as taking a boat safety course and having boat safety equipment on board.

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappeareances. Read more about reporting.