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Boat Insurance in and around Morro Bay

Would you like Karen to create a personalized boat quote?

State Farm: Your Boat's Life Jacket

Don’t let your prized boat go unprotected. Whether you’ve docked it in a marina, financed it, or have yet to decide, boat insurance is critical. Trust us, accidents happen and you don’t want to be caught unprotected. With a solid insurance plan from State Farm® agent Karen Perlette in place, you can rest easy knowing that your boat and assets are safeguarded from an unexpected mishap - from physical damage to fuel spills to medical coverage for you and your passengers. Your boat (and budget) will thank you.

Morro Bay, keep ahead of the tide with State Farm's boat insurance

Catch some waves, wisely

Coverage From Sea To Shining Sea

At State Farm, we ensure that you and your walkaround boat are well taken care of. With a variety of excellent coverage options, you can rest assured that your trailer, motor and/or boat will be kept afloat. Your State Farm agent Karen Perlette would be happy to assist you with understanding these options.

For preemptive safety measures or preparation for the unforeseen capsizing, State Farm's boat insurance coverage includes temporary repairs newly acquired boat coverage and more. Additionally, fishing tournament fee reimbursement, incidental commercial fishing, boat rental liability are a few of the optional endorsements available. "Canoe" imagine more excellent coverage options?

Simple Insights®

Boating safety tips

Before you set sail and venture into the open waters, learn the essentials of boat safety.

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
Would you like Karen to create a personalized boat quote?
Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

Boating safety tips

Before you set sail and venture into the open waters, learn the essentials of boat safety.

Reporting a boating accident

Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.