Insurance in and around Morro Bay
Need insurance? We got you.
Insurance that works for you

Would you like to create a personalized quote?
Be Ready For The Unexpected With Your Own Personal Price Plan®
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, build your coverage to meet your specific needs. Contact Karen Perlette for a Personalized Price Plan.
Need insurance? We got you.
Insurance that works for you

Insurance For Every Step Of The Way
But your automobile is just one of the many insurance products where State Farm and Karen Perlette can help. Do you operate a business in the Morro Bay area or want to be your own boss? Navigating the complicated world of small business insurance? Karen Perlette can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Writing a rental agreement or lease
Writing a rental agreement or lease
When creating a lease there are some typical and optional items to include. Find out more in this article.
Tips for planning a wedding on a budget
Tips for planning a wedding on a budget
Planning a dream wedding while sticking to a budget can be challenging. Use these money-saving wedding tips to create your perfect day!

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Writing a rental agreement or lease
Writing a rental agreement or lease
When creating a lease there are some typical and optional items to include. Find out more in this article.
Tips for planning a wedding on a budget
Tips for planning a wedding on a budget
Planning a dream wedding while sticking to a budget can be challenging. Use these money-saving wedding tips to create your perfect day!