Insurance in and around Morro Bay
Bundle policies and save serious dollars
Customizable coverage based on your needs

Would you like to create a personalized quote?
It’s All About You
Everyone loves saving money. Design a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a plan that’s right for you. Contact Karen Perlette for a Personalized Price Plan.
Bundle policies and save serious dollars
Customizable coverage based on your needs

Protect Your Family, Vehicles, Home, And Future
With great claims service, excellent service and outstanding coverage options, State Farm is here for you. It's what good neighbors do.
Simple Insights®
Should you consider relocating for a job?
Should you consider relocating for a job?
Moving for a job can be exciting — and intimidating. How will relocating for a new job impact your life and your career?
How to help avoid car vandalism on Halloween
How to help avoid car vandalism on Halloween
Car vandalism typically spikes during the week of Halloween. Discover Halloween safety tips to help reduce your risk of vandalism on Halloween and throughout the year.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Should you consider relocating for a job?
Should you consider relocating for a job?
Moving for a job can be exciting — and intimidating. How will relocating for a new job impact your life and your career?
How to help avoid car vandalism on Halloween
How to help avoid car vandalism on Halloween
Car vandalism typically spikes during the week of Halloween. Discover Halloween safety tips to help reduce your risk of vandalism on Halloween and throughout the year.