Insurance in and around Morro Bay
Multiple ways to help keep more of your hard-earned dollars
Cover what's most important

Would you like to create a personalized quote?
Be Ready For The Unexpected With Your Own Personal Price Plan®
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, create your coverage to meet your distinct needs. Contact Karen Perlette for a Personalized Price Plan.
Multiple ways to help keep more of your hard-earned dollars
Cover what's most important

Insurance Products To Meet Your Ever Changing Needs
But your automobile is just one of the many insurance products where State Farm and Karen Perlette can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Home safety checklist
Home safety checklist
Consider these home safety measures to help prevent common household injuries.