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Insurance in and around Morro Bay

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It’s All About You

Life is often unpredictable. We understand your want to help protect what matters most. With State Farm insurance, you can develop a Personalized Price Plan® that's right for you, your loved ones, and the life you've built. Contact agent Karen Perlette to learn more about safe driving rewards, and bundling options and discounts.

Bundle policies and save serious dollars

Cover what's most important

Protect Your Family, Cars, Home, And Future

As the largest insurer of automobiles and homes in the U.S., State Farm is equipped and experienced when it comes to helping you protect the life you've built with competitive prices, great claims service and outstanding coverage options.

Simple Insights®

What is a REAL ID and why do you need one?

On October 21, 2021, a REAL ID driver's license will be required for domestic travel and more. Find out the rules and requirements for new driver's licenses.

When potholes become costly

A close encounter with a pothole can lead to wrecked tires, wheels and suspension components, but there are steps you can take to lessen damage.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

What is a REAL ID and why do you need one?

On October 21, 2021, a REAL ID driver's license will be required for domestic travel and more. Find out the rules and requirements for new driver's licenses.

When potholes become costly

A close encounter with a pothole can lead to wrecked tires, wheels and suspension components, but there are steps you can take to lessen damage.