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Insurance in and around Morro Bay

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It’s All About You

Your family and your home are some of what's most important to you. It's reasonable to want to protect them. That's why State Farm offers great insurance where you can shape a Personalized Price Plan to help fit your needs.

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Cover what's most important

Protect Your Family, Cars, Home, And Future

But your automobile is just one of the many insurance products where State Farm and Karen Perlette can help. Do you operate a business in the Morro Bay area or want to be your own boss? Navigating the complicated world of small business insurance? Karen Perlette can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.

Simple Insights®

What is a REAL ID and why do you need one?

On October 21, 2021, a REAL ID driver's license will be required for domestic travel and more. Find out the rules and requirements for new driver's licenses.

When potholes become costly

A close encounter with a pothole can lead to wrecked tires, wheels and suspension components, but there are steps you can take to lessen damage.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

What is a REAL ID and why do you need one?

On October 21, 2021, a REAL ID driver's license will be required for domestic travel and more. Find out the rules and requirements for new driver's licenses.

When potholes become costly

A close encounter with a pothole can lead to wrecked tires, wheels and suspension components, but there are steps you can take to lessen damage.