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Insurance in and around Morro Bay

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100 Years Of Good Neighboring Experience

Wondering how you can help protect yourself, your loved ones, and the life you've built in a world that often throws the unpredictable at you? Ask agent Karen Perlette how you can develop a Personalized Price Plan® that's right for you. And while you're at it, look into State Farm's safe driving rewards, bundling options and discounts!

Multiple ways to help keep more of your hard-earned dollars

Protect what matters most

Insurance Products To Meet Your Ever Changing Needs

If you're looking for great claims service, outstanding coverage options, and competitive prices, look no further. State Farm is the largest insurer of automobiles and homes in the U.S. for a reason.

Simple Insights®

Home safety checklist

Consider these home safety measures to help prevent common household injuries.

Sharing the road with farm vehicles

Rural driving might be relaxing but these roads are shared with farm vehicles and can have risks. Here are tips to help when driving in rural areas.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Simple Insights®

Home safety checklist

Consider these home safety measures to help prevent common household injuries.

Sharing the road with farm vehicles

Rural driving might be relaxing but these roads are shared with farm vehicles and can have risks. Here are tips to help when driving in rural areas.