Insurance in and around Morro Bay
Bundle policies and save serious dollars
Customizable coverage based on your needs

Would you like to create a personalized quote?
It’s All About You
State Farm understands the need to protect what's important to you and has developed an expansive number of insurance products with personalized pricing plans to help make life go right. From vehicle and motorcycle insurance that protects your ride, to your boat, motorhome, RV, and off-road ATV, State Farm has competitive prices and easy claims to help you protect them all. Contact Karen Perlette for a Personalized Price Plan.
Bundle policies and save serious dollars
Customizable coverage based on your needs

Protect Your Family, Vehicles, Home, And Future
Some of these fantastic options include Pet, Health, Auto and Motorcycle insurance. Not only is State Farm insurance a great value, but it's a smart choice.
Simple Insights®
Should you consider relocating for a job?
Should you consider relocating for a job?
Moving for a job can be exciting — and intimidating. How will relocating for a new job impact your life and your career?
How to help avoid car vandalism on Halloween
How to help avoid car vandalism on Halloween
Car vandalism typically spikes during the week of Halloween. Discover Halloween safety tips to help reduce your risk of vandalism on Halloween and throughout the year.

Karen Perlette
State Farm® Insurance AgentSimple Insights®
Should you consider relocating for a job?
Should you consider relocating for a job?
Moving for a job can be exciting — and intimidating. How will relocating for a new job impact your life and your career?
How to help avoid car vandalism on Halloween
How to help avoid car vandalism on Halloween
Car vandalism typically spikes during the week of Halloween. Discover Halloween safety tips to help reduce your risk of vandalism on Halloween and throughout the year.