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Profile photo of a State Farm Agent named: Karen Perlette

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State Farm® Insurance Agent

Karen Perlette

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

Languages

English, Spanish

HAPPY MARCH!

Here on the Central Coast, it appears that we have one foot still in winter, and another in Spring: From rain, to fog and then to sunshine - our community flourishes, no matter what the weather is. Life in general, also brings plenty of transitions. Having the right insurance and financial guidance in place can help you move through each stage with confidence.

I’m committed to helping individuals and families make thoughtful decisions regarding their insurance needs. I welcome the opportunity to meet virtually, by phone or in person to talk through your insurance and financial goals.

About myself: My family and I have lived on the Central Coast for nearly 40 years, and I feel fortunate to call this beautiful area home. Insurance has always been part of my life. My father was a State Farm Agent in Southern California for more than 44 years, and I proudly followed in his footsteps when I became an agent in 1989. Helping people in this community has been the most rewarding part of my career, and I still feel grateful every day to serve the place where I live. I earned a Bachelor of Arts degree from Cal State University at Long Beach with a focus in Journalism and Public Relations, and I am also a graduate of the Life Underwriter’s Training Council Fellow (LUTCF) program. These educational experiences, combined with decades of hands‐on industry knowledge, allow me to take a clear, informative approach when helping customers understand their coverage options.

Associations: Proud member of the Morro Bay Chamber of Commerce and the Morro Bay Quota Club. I’m a past Legion of Honor Agent and a recipient of the National Quality Award. My past community involvement has also included serving as President of the Morro Bay High School Music Boosters and volunteering with Morro Bay High School Athletics.

If you’d like to review your coverage or talk through your insurance and financial needs, I invite you to reach out so we can find options that fit your life and priorities.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.