Skip to content

State Farm® Insurance Agent Karen Perlette

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Office Info


783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943



It’s back to school time on the beautiful Central Coast! While the kids meet their new teachers, you can meet with your insurance agent! Now is a good time to make sure you have all your insurance and financial needs covered. We offer phone, virtual and in-person appointments.

I have lived on the Central Coast for over 30 years, with my husband and family. My dad was a 44+ year State Farm Agent, and I followed in his footsteps in 1989. I love helping people of this beautiful community, and still feel lucky every day!

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations. Life Underwriter's Training Council Fellow - Graduate.

Associations: Morro Bay Chamber of Commerce and Morro Bay Quota Club. Past Legion of Honor Agent. Recipient of National Quality Award. Prior member of Cayucos Advisory Council. Past VP/President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans

Skip Infinite Scroll Facebook Feed

The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.

Elvira Rocha: Licensed staff member. 16 years experience with State Farm Insurance, and four years in our office.


Elvira Rocha

Office Associate

KJ James State Farm Agent Team Member

KJ James

Office Manager