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State Farm® Insurance Agent

Karen Perlette

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt


783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943


  • Sending heartfelt wishes to all the wonderful moms who make our lives brighter.

    • Happy #MothersDay ! Today, May 12th and every day! Mothers deserve love, appreciation, and pampering! #BestMomEver #MomDeservesTheBest

  • On May 27th, we pay tribute to the fallen heroes who gave their lives for our independence.

    • #MemorialDay is a time to reflect, remember, and express our gratitude for their sacrifice. #HonoringHeroes #ForeverInOurHearts #LestWeForget

I have lived on the Central Coast for over 37 years, with my husband and family. My dad was a 44+ year State Farm Agent in Southern California, and I followed in his footsteps in 1989. I love helping people of this beautiful community, and still feel lucky every day!

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations. Life Underwriter's Training Council Fellow - Graduate.

Associations: Morro Bay Chamber of Commerce and Morro Bay Quota Club. Past Legion of Honor Agent. Recipient of National Quality Award. Prior member of Cayucos Advisory Council. Past VP/President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.

KJ James State Farm Agent Team Member

KJ James

Office Manager

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.