State Farm® Insurance Agent Karen Perlette

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

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Office Info


783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943


English, Spanish
About Me

My experienced team and I are here for any of your insurance questions and needs.

 State Farm Agent since 1989.  2nd Generation State Farm Agent. Central Coast Resident since 1987.                                                             

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations. Life Underwriter's Training Council Fellow - Graduate.  

Associations:  Morro Bay Chamber of Commerce and Morro Bay Quota Club.  Past Legion of Honor Agent.  Recipient of National Quality Award. Prior member of Cayucos Advisory Council.  Past VP/President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics. 


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products Offered

Banking, Home Loans

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The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James:  Licensed Office manager and valued staff member since 1998.

Elvira Rocha: Licensed staff member. 14 years experience with State Farm Insurance.

Candace Sargent:  Clerical staff - Has worked with us part-time since 2016


Elvira Rocha

Office Associate


KJ James

Office Manager