Skip to content
Español
Call
Text
(805) 772-7363
Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
State Farm® Insurance Agent

Karen Perlette

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette
4.9 out of 5 average rating on Google (14 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

Languages

English, Spanish
Map Image

  • September is Life Insurance Awareness Month. Is your family protected? Please call or come by our office for a Life Insurance quotation!

  • 🚦 Fun fact: Did you know that more cars are purchased in September than any other month? Don't forget to call our office with your new auto purchase. We are happy to help!

  • Please also remember to drive extra safely - kids are back to school and the days are getting shorter, making visibility a bit more challenging.

A little about myself:

I have lived on the Central Coast for over 37 years, with my husband and family. My dad was a 44+ year State Farm Agent in Southern California, and I followed in his footsteps in 1989. I love helping people of this beautiful community, and still feel lucky every day!

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations.

Life Underwriter's Training Council Fellow - Graduate.

Associations: Morro Bay Chamber of Commerce and Morro Bay Quota Club. Past Legion of Honor Agent. Recipient of National Quality Award. Prior member of Cayucos Advisory Council. Past VP/President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

View Licenses

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

Cost of car insurance fraud

Car insurance fraud costs us all. Avoid becoming a victim. Spot common types of car fraud and help combat the issue.

Building community, one custom motorcycle at a time

State Farm and Motorcycle Missions teams use motorcycle therapy to address PTSD and build a custom motorcycle.

View More Articles

No-Brainer :30

Bundle is Life (feat. Patrick Mahomes & Cristo Fernández) :30

This is a Nightmare! :30

Foul :30 (feat. Chris Paul)

The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.

KJ James State Farm Agent Team Member

KJ James

Office Manager

License #0D77797

Available Positions
Office Representative - State Farm Agent Team Member

Morro Bay, CA Full Time

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.