Skip to content
Español
Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

State Farm® Insurance Agent

Karen Perlette

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

Languages

English, Spanish
  • Happy New Year! January is often a month of new beginnings and endings. Our new year’s resolutions help kick-off healthy habits placing us squarely on a path of health and renewal. We are committed to helping you make this your greatest year yet. Please reach out for a free virtual, phone or in-person meeting regarding your insurance and financial goals!

A little about myself:

I have lived on the Central Coast for almost 40 years, with my husband and family. My dad was a 44+ year State Farm Agent in Southern California, and I followed in his footsteps in 1989. I love helping people of this beautiful community and I still feel lucky every day to live here!

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations.

Life Underwriter's Training Council Fellow - Graduate.

Associations: Morro Bay Chamber of Commerce and Morro Bay Quota Club. Past Legion of Honor Agent. Recipient of National Quality Award. Prior member of Cayucos Advisory Council. Past VP and President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

What riding gear do I need for a motorcycle?

Motorcycle riding gear is specifically designed to keep your head and body safer when riding.

What to do when your basement floods

Basement flooding isn't time for you to panic. Use these steps to figure who to call when a basement floods and what to do to protect your belongings and your home.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles

The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.