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State Farm® Insurance Agent

Karen Perlette

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt


783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943


  • Spring is finally here on the Central Coast, bringing a burst of new beginnings and endless possibilities. From picnics in the park to colorful blooms, let's embrace the season of renewal and let our spirits soar with the beauty of nature. Get ready to dance in the rain and bask in the sunshine - spring is calling!"

  • FYI: I just celebrated my 35th Anniversary as being a State Farm Agent in Morro Bay on 04-01-24! So grateful that I wasn't an "April fool" and have been fortunate to pursue a career I enjoy in a town that I love.

I have lived on the Central Coast for over 37 years, with my husband and family. My dad was a 44+ year State Farm Agent in Southern California, and I followed in his footsteps in 1989. I love helping people of this beautiful community, and still feel lucky every day!

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations. Life Underwriter's Training Council Fellow - Graduate.

Associations: Morro Bay Chamber of Commerce and Morro Bay Quota Club. Past Legion of Honor Agent. Recipient of National Quality Award. Prior member of Cayucos Advisory Council. Past VP/President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics.

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The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.

KJ James State Farm Agent Team Member

KJ James

Office Manager

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.