Skip to content
Español
Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

State Farm® Insurance Agent

Karen Perlette

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

By Urgent Care, by Burger King

Profile photo of a State Farm Agent named: Karen Perlette

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri 9:00am to 5:00pm

Saturday & Evenings by Appt

Address

783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943

Languages

English, Spanish

IT'S OCTOBER!

  • National Fire Prevention Month Tips for Home Fire Safety in [City/Community] - October is National Fire Prevention Month and that means it's time for us all to take precautionary steps to prevent dangerous and life-threatening fires. According to the National Fire Prevention Association, the winter months see an increase in home fires, deaths and injuries. Are you properly prepared?

  • October is Breast Cancer Awareness Month – Plese Schedule Your Annual Mammogram Today– Early detection and effective treatment are critical to reducing breast cancer deaths. Schedule your annual mammogram today!

A little about myself:

I have lived on the Central Coast for almost 40 years, with my husband and family. My dad was a 44+ year State Farm Agent in Southern California, and I followed in his footsteps in 1989. I love helping people of this beautiful community and I still feel lucky every day to live here!

Bachelor of Arts Degree from Cal State University at Long Beach in Journalism/Public Relations.

Life Underwriter's Training Council Fellow - Graduate.

Associations: Morro Bay Chamber of Commerce and Morro Bay Quota Club. Past Legion of Honor Agent. Recipient of National Quality Award. Prior member of Cayucos Advisory Council. Past VP and President of Morro Bay High School Music Boosters and Volunteer at Morro Bay High School-Athletics.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

What determines the cost of life insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

How to protect your digital footprint

Reduce your digital footprint, when visiting a website or entering info online, by minimizing the data you leave behind so that it’s not misused by others.

View More Articles

The State Farm mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

Karen "KJ" James: Licensed Office manager and valued staff member since 1998.