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Homeowners Insurance in and around Morro Bay

Would you like to create a personalized homeowners quote?

With State Farm's Insurance, You Are Home

Committing to homeownership is an exciting time. You need to consider location, neighborhood and more. But once you find the perfect place to call home, you also need fantastic insurance. Finding the right coverage can help your Morro Bay home be a sweet place to be.

Protect what's important from the unexpected.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

State Farm Can Cover Your Home, Too

State Farm's homeowners insurance secures your home and your collectibles. Agent Karen Perlette is here to help set you up with a plan with your specific needs in mind.

More homeowners choose State Farm® as their home insurance company over any other insurer. Morro Bay homeowners, are you ready to check out what a State Farm policy can do for you? Contact State Farm Agent Karen Perlette today.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Young kids and window safety

Opening windows to let air or a breeze in is nice but proper window safety precautions can help prevent a tragic accident or fall and injuries.

Help raise your home's worth with these simple appraisal tips

Appraisals provide an estimate of your home's value for determining its worth and are required when selling or refinancing a home or property.

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Karen Perlette

Karen Perlette

State Farm® Insurance Agent
Office Address:
783 Quintana Road
Suite 2
Morro Bay, CA 93442-1943
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Young kids and window safety

Opening windows to let air or a breeze in is nice but proper window safety precautions can help prevent a tragic accident or fall and injuries.

Help raise your home's worth with these simple appraisal tips

Appraisals provide an estimate of your home's value for determining its worth and are required when selling or refinancing a home or property.